:root {
            --primary: #00bcac;
            --secondary: #6c757d;
            --success: #198754;
            --dark: #212529;
            --light: #f8f9fa;
            --accent: #00cdd9;
        }
        
        * {
            margin: 0;
            padding: 0;
            box-sizing: border-box;
            font-family: 'Segoe UI', Tahoma, Geneva, Verdana, sans-serif;
        }
        
        body {
            background-color: #f9fafb;
            color: #333;
            line-height: 1.6;
        }
        
        .container {
            width: 90%;
            max-width: 1200px;
            margin: 0 auto;
            padding: 0 15px;
        }
        
        /* Header Styles */
        header {
            background-color: white;
            box-shadow: 0 2px 10px rgba(0, 0, 0, 0.1);
            position: sticky;
            top: 0;
            z-index: 100;
        }
        
        .header-container {
            display: flex;
            justify-content: space-between;
            align-items: center;
            padding: 15px 0;
        }
        
        .logo {
            display: flex;
            align-items: center;
            gap: 10px;
            text-decoration: none;
            color: var(--primary);
            font-size: 24px;
            font-weight: 700;
        }
        
        .logo i {
            color: var(--accent);
        }
        
        nav ul {
            display: flex;
            list-style: none;
            gap: 30px;
        }
        
        nav a {
            text-decoration: none;
            color: var(--dark);
            font-weight: 500;
            transition: color 0.3s;
            position: relative;
        }
        
        nav a:hover {
            color: var(--primary);
        }
        
        nav a.active {
            color: var(--primary);
        }
        
        nav a.active::after {
            content: '';
            position: absolute;
            bottom: -5px;
            left: 0;
            width: 100%;
            height: 3px;
            background-color: var(--primary);
        }
        
        .cta-button {
            background-color: var(--primary);
            color: white;
            padding: 10px 20px;
            border-radius: 5px;
            text-decoration: none;
            font-weight: 600;
            transition: background-color 0.3s;
        }
        
        .cta-button:hover {
            background-color: #00bcac;
        }
        
        .mobile-menu {
            display: none;
            font-size: 24px;
            cursor: pointer;
        }
        
        /* Hero Section */
        .hero {
            background: linear-gradient(135deg, #00bcac 0%, #0f76bd 100%);
            color: white;
            padding: 80px 0;
            text-align: center;
        }
        
        .hero h1 {
            font-size: 3rem;
            margin-bottom: 20px;
        }
        
        .hero p {
            font-size: 1.2rem;
            max-width: 700px;
            margin: 0 auto 30px;
        }
        
        .hero-buttons {
            display: flex;
            justify-content: center;
            gap: 20px;
            flex-wrap: wrap;
        }
        
        .secondary-button {
            background-color: transparent;
            color: white;
            padding: 10px 20px;
            border: 2px solid white;
            border-radius: 5px;
            text-decoration: none;
            font-weight: 600;
            transition: all 0.3s;
        }
        
        .secondary-button:hover {
            background-color: white;
            color: var(--primary);
        }
        
        /* Services Section */
        .section {
            padding: 80px 0;
        }
        
        .section-title {
            text-align: center;
            margin-bottom: 50px;
        }
        
        .section-title h2 {
            font-size: 2.5rem;
            color: var(--dark);
            position: relative;
            display: inline-block;
            padding-bottom: 15px;
        }
        
        .section-title h2::after {
            content: '';
            position: absolute;
            bottom: 0;
            left: 50%;
            transform: translateX(-50%);
            width: 80px;
            height: 4px;
            background-color: var(--accent);
        }
        
        /* Insurance Categories */
        .insurance-categories {
            display: grid;
            grid-template-columns: repeat(auto-fit, minmax(300px, 1fr));
            gap: 30px;
            margin-bottom: 60px;
        }
        
        .insurance-card {
            background-color: white;
            border-radius: 10px;
            overflow: hidden;
            box-shadow: 0 5px 15px rgba(0, 0, 0, 0.05);
            transition: transform 0.3s, box-shadow 0.3s;
            height: 100%;
            display: flex;
            flex-direction: column;
        }
        
        .insurance-card:hover {
            transform: translateY(-10px);
            box-shadow: 0 10px 25px rgba(0, 0, 0, 0.1);
        }
        
        .insurance-icon {
            background-color: var(--primary);
            color: white;
            font-size: 40px;
            padding: 30px;
            text-align: center;
        }
        
        .insurance-content {
            padding: 25px;
            flex-grow: 1;
            display: flex;
            flex-direction: column;
        }
        
        .insurance-content h3 {
            font-size: 1.5rem;
            margin-bottom: 15px;
            color: var(--dark);
        }
        
        .insurance-content p {
            color: var(--secondary);
            margin-bottom: 20px;
            flex-grow: 1;
        }
        
        .insurance-content .features {
            margin-bottom: 20px;
            flex-grow: 1;
        }
        
        .insurance-content .features li {
            margin-bottom: 8px;
            display: flex;
            align-items: flex-start;
        }
        
        .insurance-content .features li i {
            color: var(--success);
            margin-right: 10px;
            margin-top: 4px;
        }
        
        .insurance-content .cta-buttons {
            display: flex;
            gap: 10px;
            margin-top: auto;
        }
        
        .insurance-content .cta-button {
            flex: 1;
            text-align: center;
        }
        
        .insurance-content .secondary-button {
            border-color: var(--primary);
            color: var(--primary);
        }
        
        .insurance-content .secondary-button:hover {
            background-color: var(--primary);
            color: white;
        }
        
        /* Benefits Section */
        .benefits-section {
            background-color: #f1f8ff;
            padding: 80px 0;
        }
        
        .benefits-grid {
            display: grid;
            grid-template-columns: repeat(auto-fit, minmax(250px, 1fr));
            gap: 30px;
        }
        
        .benefit-card {
            background-color: white;
            border-radius: 10px;
            overflow: hidden;
            box-shadow: 0 5px 15px rgba(0, 0, 0, 0.05);
            padding: 30px;
            text-align: center;
            transition: transform 0.3s;
        }
        
        .benefit-card:hover {
            transform: translateY(-10px);
        }
        
        .benefit-icon {
            font-size: 40px;
            color: var(--primary);
            margin-bottom: 20px;
        }
        
        .benefit-card h3 {
            font-size: 1.4rem;
            margin-bottom: 15px;
            color: var(--dark);
        }
        
        /* Coverage Section */
        .coverage-section {
            padding: 80px 0;
        }
        
        .coverage-grid {
            display: grid;
            grid-template-columns: repeat(auto-fit, minmax(300px, 1fr));
            gap: 30px;
        }
        
        .coverage-card {
            background-color: white;
            border-radius: 10px;
            overflow: hidden;
            box-shadow: 0 5px 15px rgba(0, 0, 0, 0.05);
            transition: transform 0.3s;
            display: flex;
            flex-direction: column;
        }
        
        .coverage-card:hover {
            transform: translateY(-10px);
        }
        
        .coverage-header {
            background-color: var(--primary);
            color: white;
            padding: 20px;
            text-align: center;
        }
        
        .coverage-header h3 {
            font-size: 1.5rem;
            margin-bottom: 5px;
        }
        
        .coverage-content {
            padding: 25px;
            flex-grow: 1;
            display: flex;
            flex-direction: column;
        }
        
        .coverage-content ul {
            margin-bottom: 20px;
            flex-grow: 1;
        }
        
        .coverage-content li {
            margin-bottom: 10px;
            display: flex;
            align-items: flex-start;
        }
        
        .coverage-content li i {
            color: var(--success);
            margin-right: 10px;
            margin-top: 4px;
        }
        
        .coverage-content .cta-button {
            text-align: center;
        }
        
        /* Testimonials Section */
        .testimonials-section {
            background-color: #f1f8ff;
            padding: 80px 0;
        }
        
        .testimonials-container {
            max-width: 900px;
            margin: 0 auto;
        }
        
        .testimonial {
            background-color: white;
            border-radius: 10px;
            padding: 30px;
            margin-bottom: 30px;
            box-shadow: 0 5px 15px rgba(0, 0, 0, 0.05);
            position: relative;
        }
        
        .testimonial::before {
            content: '"';
            position: absolute;
            top: 10px;
            left: 20px;
            font-size: 80px;
            color: #f1f8ff;
            font-family: Georgia, serif;
        }
        
        .testimonial-content {
            position: relative;
            z-index: 1;
            font-style: italic;
            margin-bottom: 20px;
        }
        
        .testimonial-author {
            display: flex;
            align-items: center;
        }
        
        .author-image {
            width: 60px;
            height: 60px;
            border-radius: 50%;
            overflow: hidden;
            margin-right: 15px;
        }
        
        .author-image img {
            width: 100%;
            height: 100%;
            object-fit: cover;
        }
        
        .author-info h4 {
            font-size: 1.2rem;
            margin-bottom: 5px;
            color: var(--dark);
        }
        
        .author-info .company {
            color: var(--primary);
            font-weight: 500;
        }
        
        /* FAQ Section */
        .faq-section {
            padding: 80px 0;
        }
        
        .faq-container {
            max-width: 800px;
            margin: 0 auto;
        }
        
        .faq-item {
            background-color: white;
            border-radius: 8px;
            margin-bottom: 15px;
            box-shadow: 0 2px 10px rgba(0, 0, 0, 0.05);
            overflow: hidden;
        }
        
        .faq-question {
            padding: 20px;
            cursor: pointer;
            display: flex;
            justify-content: space-between;
            align-items: center;
            font-weight: 600;
        }
        
        .faq-answer {
            padding: 0 20px;
            max-height: 0;
            overflow: hidden;
            transition: max-height 0.3s ease, padding 0.3s ease;
        }
        
        .faq-item.active .faq-answer {
            padding: 0 20px 20px;
            max-height: 500px;
        }
        
        /* CTA Section */
        .cta-section {
            text-align: center;
            padding: 60px 0;
        }
        
        .cta-section h2 {
            font-size: 2.5rem;
            margin-bottom: 20px;
            color: var(--dark);
        }
        
        .cta-section p {
            font-size: 1.2rem;
            max-width: 700px;
            margin: 0 auto 30px;
            color: var(--secondary);
        }
        
        /* Footer */
        footer {
            background-color: var(--dark);
            color: white;
            padding: 60px 0 30px;
        }
        
        .footer-container {
            display: grid;
            grid-template-columns: repeat(auto-fit, minmax(250px, 1fr));
            gap: 40px;
            margin-bottom: 40px;
        }
        
        .footer-column h3 {
            font-size: 1.4rem;
            margin-bottom: 25px;
            position: relative;
            padding-bottom: 10px;
        }
        
        .footer-column h3::after {
            content: '';
            position: absolute;
            bottom: 0;
            left: 0;
            width: 50px;
            height: 3px;
            background-color: var(--accent);
        }
        
        .footer-links {
            list-style: none;
        }
        
        .footer-links li {
            margin-bottom: 12px;
        }
        
        .footer-links a {
            color: #adb5bd;
            text-decoration: none;
            transition: color 0.3s;
        }
        
        .footer-links a:hover {
            color: white;
        }
        
        .social-links {
            display: flex;
            gap: 15px;
            margin-top: 20px;
        }
        
        .social-links a {
            display: flex;
            align-items: center;
            justify-content: center;
            width: 40px;
            height: 40px;
            background-color: rgba(255, 255, 255, 0.1);
            border-radius: 50%;
            color: white;
            transition: background-color 0.3s;
        }
        
        .social-links a:hover {
            background-color: var(--primary);
        }
        
        .copyright {
            text-align: center;
            padding-top: 30px;
            border-top: 1px solid rgba(255, 255, 255, 0.1);
            color: #adb5bd;
            font-size: 0.9rem;
        }
        
        /* Responsive Styles */
        @media (max-width: 992px) {
            .insurance-categories,
            .benefits-grid,
            .coverage-grid {
                grid-template-columns: 1fr;
            }
        }
        
        @media (max-width: 768px) {
            .mobile-menu {
                display: block;
            }
            
            nav {
                position: fixed;
                top: 70px;
                left: 0;
                width: 100%;
                background-color: white;
                box-shadow: 0 5px 10px rgba(0, 0, 0, 0.1);
                transform: translateY(-150%);
                transition: transform 0.3s;
                z-index: 99;
            }
            
            nav.active {
                transform: translateY(0);
            }
            
            nav ul {
                flex-direction: column;
                padding: 20px;
            }
            
            nav ul li {
                margin-bottom: 15px;
            }
            
            .hero h1 {
                font-size: 2.5rem;
            }
            
            .section {
                padding: 60px 0;
            }
        }